How FHA Loans Work

At Sierra Pacific Mortgage we want to help you understand how a FHA mortgage loan works. In all actuality the Federal Housing Administration (FHA) doesn’t loan any money, they insure it. This means that you’re considered to be a less risky borrower than someone who might not have the backing of the federal government. Our role is to make sure that you qualify for an FHA mortgage and structure our loan to reflect it.

The other pages in the FHA loan center can help you understand more about this unique program. Whether you are trying to determine if you qualify or if you are interested in finding out what kind of documentation you’ll need to ultimately get your loan, our site can provide you the information you are seeking. Additionally we’re more than happy to take your phone calls at 702-938-7558.

An important resource for considering a FHA loan is the official Housing and Urban Development website. There you can find even more answers to questions and learn more about insuring your loan through the Federal Housing Administration.

Peyton Powers

Residential Mortgage Loan Originator
NMLS# 147490

Sierra Pacific Mortgage
2580 St. Rose Pkwy. Suite #230
Henderson, Nevada 89074
Phone: 702-938-7558 | Fax: 702-942-1937

Nationwide Mortgage Licensing System (NMLS) #1788 Nevada Commissioner of Mortgage License #3268 Texas Mortgage Banker Registration, #1788 and 11060-48154
Sierra Pacific Mortgage may not be the lender for all products offered on this website. Some loans may be made by a lender with whom Sierra Pacific has a business relationship | Not Licensed in the state of New York | Main Office: 702-420-2250