Foreign National Loans

Want to buy a home in the United States, but you're not a US Citizen?

No problem, Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we are confident that our loan program can meet your needs.

Here are some of the key details:

  • Our Foreign National Loan program offers competitive interest rates.
  • You can borrow up to $750,000 per property (minimum amount borrowed is $100,000).
  • Multiple Fixed rate terms to choose from (10, 15, 20, 25 & 30).
  • Multiple Adjustable rate terms available as well (5/1, 7/1, 10/1).
  • You can use our Foreign National Loan Program to Purchase a New home or refinance your current home.
  • Debt-to-income ratios are 50% ("Assets for income" option).
  • No pre-payment penalties.
  • We can finance up to 75% loan-to-value (if the home is worth $500,000 then we can lend up to $375,000).
  • This program is eligible for multiple property types including: single-family homes, condos and townhouses.
  • All Loans are manually underwritten.
  • The Foreign National Loan Program is available to Self-employed foreign national borrowers as well.
  • Some seller concessions are allowed (Max 6% up to 65% LTV)
  • Escrows: Taxes and insurance escrows are required

Peyton Powers

Residential Mortgage Loan Originator
NMLS# 147490

Sierra Pacific Mortgage
2580 St. Rose Pkwy. Suite #230
Henderson, Nevada 89074
Phone: 702-938-7558 | Fax: 702-942-1937

Nationwide Mortgage Licensing System (NMLS) #1788 Nevada Commissioner of Mortgage License #3268 Texas Mortgage Banker Registration, #1788 and 11060-48154
Sierra Pacific Mortgage may not be the lender for all products offered on this website. Some loans may be made by a lender with whom Sierra Pacific has a business relationship | Not Licensed in the state of New York | Main Office: 702-420-2250