Required Documents

  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

    For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

Peyton Powers

Residential Mortgage Loan Originator
NMLS# 147490

Sierra Pacific Mortgage
2580 St. Rose Pkwy. Suite #230
Henderson, Nevada 89074
Phone: 702-938-7558 | Fax: 702-942-1937

Nationwide Mortgage Licensing System (NMLS) #1788 Nevada Commissioner of Mortgage License #3268 Texas Mortgage Banker Registration, #1788 and 11060-48154
Sierra Pacific Mortgage may not be the lender for all products offered on this website. Some loans may be made by a lender with whom Sierra Pacific has a business relationship | Not Licensed in the state of New York | Main Office: 702-420-2250